Google is letting Gemini read your Google Wallet data. As of November 13, 2026, every Gemini app user in the US can connect Wallet to the assistant and get answers about budgets, subscriptions and spending that are based on their own transactions. It works on Android, iOS and the web.
The feature is part of Personal Intelligence, the Gemini system that already pulls context from Gmail, Photos, YouTube and Search. Google announced the expansion on its official blog. Wallet is the first connected app that gives Gemini a direct view of your money.
Wallet only holds part of most people's financial picture, so Google offers a way to fill the gaps. You can link your bank and credit card accounts to Wallet through Plaid, the third-party service that connects apps to financial institutions. Google says doing this unlocks “deeper insights,” since Gemini can then see transactions beyond what's stored in Wallet.
What You Can Ask Gemini About Your Money
Once Wallet is connected, type @Google Wallet in a Gemini chat to point a question at your financial data. Google gives three examples of what the integration can do:
- Spending charts: Ask Gemini to review last quarter's spending and help you save a set amount over the next few months. It can draw charts of cash flow, asset allocation and budgets right in the conversation.
- Subscription checks: Gemini can find recurring charges across your linked accounts and point out any that went up in price this year.
- Holiday budgets: Ask how much you spent on gifts and travel last year, and Gemini will go through the past year's transactions and suggest a budget for this season.
Banking apps and budgeting services like these already exist. What's different here is that you can ask in plain language and get a chart back, without exporting statements or sorting transactions yourself.
Privacy: What Gemini Can and Can't Do
Google says the connection is read-only. Gemini can see information from your accounts, but it can't move, manage or invest your money. That sets it apart from AI shopping agents built to make purchases for users.
The integration is off by default. To turn it on, open Personal Intelligence settings and go to Connected Apps. You can switch the Wallet connection off again whenever you want.
Google's Connected Apps support page explains how this data is handled. Gemini can access payment methods, data from Google services saved in Wallet, and financial account details linked through services such as Plaid. Google says it doesn't train its generative AI models directly on your Wallet and payments data. However, summaries, excerpts and inferences drawn from your transactions to answer your prompts may be used for training if your Keep Activity setting is on.
The same page says human reviewers, including trained service providers, may see some Connected Apps data. Google tells users not to connect apps that hold confidential information they wouldn't want a reviewer to see. Disconnecting Wallet later doesn't erase data already in your Gemini Apps Activity, which you have to delete separately. Google also states plainly that Gemini's answers shouldn't be treated as financial advice and suggests consulting a professional.
Memory Summary Shows What Gemini Knows About You
Google also pointed to Memory Summary, a Personal Intelligence tool that collects your saved preferences, interests and ongoing goals on a single screen. It shows what Gemini uses to tailor its answers, and you can edit or remove any item.
To find it, go to Profile > Personal Intelligence > Memory Summary. It's available on web and mobile for all Gemini app users in regions where Personal Intelligence is offered. If you're about to give Gemini access to your spending history, it's worth checking.
Availability
The Wallet integration began rolling out on November 13 to Gemini app users in the US on Android, iOS and the web. Since this is a gradual rollout, the Wallet option may not show up in your Connected Apps list right away. Google hasn't said when it might come to other countries.
Wallet joins a list of connected apps that also includes Google Workspace services, Search services, Contacts, Photos and YouTube. If you want the most detailed answers, linking bank and card accounts through Plaid will matter more than anything else. Google hasn't said which institutions are supported.
